Privacy Policy

civilcarcoverage.com is operated by Mulligan Man Media LLC, 1401 Pennsylvania Ave Ste 105, Wilmington, DE 19806. We are an advertising and referral service, not an insurance company. We do not underwrite policies, issue coverage, or make coverage decisions.

Information you give us. When you use the quote tools on this site you may provide:

• Your ZIP code or other location information.
• Profile details such as your age range, current monthly premium, and whether you carry insurance today.
• Contact and policy details you enter on the quote form we hand you off to, including name, address, date of birth, email address, phone number, vehicle information, and driving history.

Information collected automatically. When you visit the site we and our partners may record your IP address, device and browser type, referring URL, pages viewed, and the date and time of your visit.

Campaign identifiers. Traffic reaches this site with attribution parameters in the URL. We pass these to our measurement partner so a visit and any resulting quote request can be matched to the campaign that produced it.

• To match you with licensed insurance carriers, agents, and marketing partners who may be able to quote your coverage.
• To operate, secure, and improve the site, including measuring which page variants perform better.
• To detect and prevent fraud and abuse.
• To comply with legal obligations and enforce our terms.

Sharing your information with third parties is the core function of this service. When you submit a quote request, we may share the details you provided with:

• Licensed insurance carriers, agencies, and agents.
• Marketing partners and lead-transfer platforms that route quote requests to those carriers and agents.
• Service providers who host, measure, or support the site on our behalf.
• Law enforcement or other parties where required by law, or in connection with a merger, acquisition, or sale of assets.

Once your information reaches a carrier, agent, or marketing partner, their own privacy policy governs what they do with it. We do not control those practices, and we encourage you to review the policy of any company that contacts you.

Under some state privacy laws, sharing of this kind may be treated as a sale or as sharing for cross-context behavioral advertising. See section 7 for the rights that may give you.

When you submit a quote request you may be asked to agree to be contacted by the carriers and partners we match you with. That consent can include autodialed or prerecorded calls and text messages to the phone number you provide, and it is not a condition of purchasing anything.

Message and data rates may apply. You can withdraw consent at any time by telling the caller to stop, by replying STOP to a text, or by writing to us at the address in section 12.

We and our partners use cookies, pixels, and similar technologies to keep the site working, remember your progress, and measure campaign performance. Most browsers let you refuse or delete cookies; parts of the site may not work correctly if you do.

Depending on where you live, you may have the right to request access to the personal information we hold about you, request its correction or deletion, and opt out of the sale or sharing of your personal information. California residents have these rights under the CCPA as amended by the CPRA; residents of other states with comprehensive privacy laws have comparable rights.

To exercise any of these rights, including opting out of the sale or sharing of your personal information, contact us using the details in section 12 and tell us which right you wish to exercise. We will not discriminate against you for making a request.

We retain the information described above for as long as needed for the purposes in section 3, and afterwards where a longer period is required to resolve disputes, enforce our agreements, or comply with legal obligations.

We use reasonable administrative and technical safeguards to protect the information you provide. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

This site is intended for adults. We do not knowingly collect personal information from anyone under 18. If you believe a child has given us information, contact us and we will delete it.

We may update this policy from time to time. The revised version takes effect when posted, and the date at the top of this page shows when it last changed.

Questions about this policy, or requests relating to your privacy rights, can be sent to:

Mulligan Man Media LLC, 1401 Pennsylvania Ave Ste 105, Wilmington, DE 19806